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	<title>Comments on: Do Kevin Trudeau Debt Cures Work?</title>
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	<link>http://kevinscures.com/do-kevin-trudeau-debt-cures-work/</link>
	<description>Free Money - Reviews of Debt Cures They Don&#039;t Want You To Know About by Kevin Trudeau</description>
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		<title>By: michael black</title>
		<link>http://kevinscures.com/do-kevin-trudeau-debt-cures-work/comment-page-1/#comment-470</link>
		<dc:creator>michael black</dc:creator>
		<pubDate>Sat, 05 Jun 2010 19:00:35 +0000</pubDate>
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		<description>With this issue, I have over 45K in debt with some credit cards. I have used Kevin’s strategies from his book. One of many working for me is write the credit card company or collector (if it’s reached this status) and tell them you are basically insolvent and looking at a chapter 7 bankruptcy plan or negotiator to work between you and the creditor or collector. Also, indicate that you wish to not be contacted by phone any further, and all communication can be done via USPS. This is based on the new credit card and collection laws established by the US Government around a year or two ago. This will by you time. Also, check to see what state you are in. Depending on your state’s laws the creditor/collector has between 2-6 years to collect on you or the statue of limits are reached where the debt is not collectable. You basically skip you debt, but will take a hit on your FICO report as a negative. That is hang for around 10 years before it drops off. May be something to consider if you’re not planning on any major purchases in the near future. The bottom line, the collector can NOT threaten you, and if so, can be found liable for inappropriate collection practices. Contact the FTC and FCC about this issue for further info. Also, see if this collector is a respected collector, or a crook. There’s lots of crooks in the collection business. Check the BBB in the location the collector is at to see their grade and reputation.

Good luck.

M. Black
mjblack917@yahoo.com</description>
		<content:encoded><![CDATA[<p>With this issue, I have over 45K in debt with some credit cards. I have used Kevin’s strategies from his book. One of many working for me is write the credit card company or collector (if it’s reached this status) and tell them you are basically insolvent and looking at a chapter 7 bankruptcy plan or negotiator to work between you and the creditor or collector. Also, indicate that you wish to not be contacted by phone any further, and all communication can be done via USPS. This is based on the new credit card and collection laws established by the US Government around a year or two ago. This will by you time. Also, check to see what state you are in. Depending on your state’s laws the creditor/collector has between 2-6 years to collect on you or the statue of limits are reached where the debt is not collectable. You basically skip you debt, but will take a hit on your FICO report as a negative. That is hang for around 10 years before it drops off. May be something to consider if you’re not planning on any major purchases in the near future. The bottom line, the collector can NOT threaten you, and if so, can be found liable for inappropriate collection practices. Contact the FTC and FCC about this issue for further info. Also, see if this collector is a respected collector, or a crook. There’s lots of crooks in the collection business. Check the BBB in the location the collector is at to see their grade and reputation.</p>
<p>Good luck.</p>
<p>M. Black<br />
<a href="mailto:mjblack917@yahoo.com">mjblack917@yahoo.com</a></p>
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		<title>By: michael black</title>
		<link>http://kevinscures.com/do-kevin-trudeau-debt-cures-work/comment-page-1/#comment-469</link>
		<dc:creator>michael black</dc:creator>
		<pubDate>Sat, 05 Jun 2010 18:59:35 +0000</pubDate>
		<guid isPermaLink="false">http://kevinscures.com/?p=176#comment-469</guid>
		<description>With this issue, I have over 45K in debt with some credit cards.  I have used Kevin&#039;s strategies from his book.  One of many working for me is write the credit card company or collector (if it&#039;s reached this status) and tell them you are basically insolvent and looking at a chapter 7 bankruptcy plan or negotiator to work between you and the creditor or collector.  Also, indicate that you wish to not be contacted by phone any further, and all communication can be done via USPS.  This is based on the new credit card and collection laws established by the US Government around a year or two ago.  This will by you time.  Also, check to see what state you are in.  Depending on your state&#039;s laws the creditor/collector has between 2-6 years to collect on you or the statue of limits are reached where the debt is not collectable.  You basically skip you debt, but will take a hit on your FICO report as a negative.  That is hang for around 10 years before it drops off.  May be something to consider if you&#039;re not planning on any major purchases in the near future.  The bottom line, the collector can NOT threaten you, and if so, can be found liable for inappropriate collection practices.  Contact the FTC and FCC about this issue for further info.  Also, see if this collector is a respected collector, or a crook.  There&#039;s lots of crooks in the collection business.  Check the BBB in the location the collector is at to see their grade and reputation.

Good luck.

M. Black
mjblack917@yahoo.com</description>
		<content:encoded><![CDATA[<p>With this issue, I have over 45K in debt with some credit cards.  I have used Kevin&#8217;s strategies from his book.  One of many working for me is write the credit card company or collector (if it&#8217;s reached this status) and tell them you are basically insolvent and looking at a chapter 7 bankruptcy plan or negotiator to work between you and the creditor or collector.  Also, indicate that you wish to not be contacted by phone any further, and all communication can be done via USPS.  This is based on the new credit card and collection laws established by the US Government around a year or two ago.  This will by you time.  Also, check to see what state you are in.  Depending on your state&#8217;s laws the creditor/collector has between 2-6 years to collect on you or the statue of limits are reached where the debt is not collectable.  You basically skip you debt, but will take a hit on your FICO report as a negative.  That is hang for around 10 years before it drops off.  May be something to consider if you&#8217;re not planning on any major purchases in the near future.  The bottom line, the collector can NOT threaten you, and if so, can be found liable for inappropriate collection practices.  Contact the FTC and FCC about this issue for further info.  Also, see if this collector is a respected collector, or a crook.  There&#8217;s lots of crooks in the collection business.  Check the BBB in the location the collector is at to see their grade and reputation.</p>
<p>Good luck.</p>
<p>M. Black<br />
<a href="mailto:mjblack917@yahoo.com">mjblack917@yahoo.com</a></p>
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		<title>By: Lynn</title>
		<link>http://kevinscures.com/do-kevin-trudeau-debt-cures-work/comment-page-1/#comment-449</link>
		<dc:creator>Lynn</dc:creator>
		<pubDate>Thu, 22 Apr 2010 14:57:29 +0000</pubDate>
		<guid isPermaLink="false">http://kevinscures.com/?p=176#comment-449</guid>
		<description>I need to know how to handle a collector. I have the Debt Cures book and hope to find the answer.

This is a collector for less than $300 for dental work.  

I have been out of work for a year, told the the dentist that I was out of work but did pay $1,000.00 down for the work. 

This collector is threatening to sue me, have a warrant placed for my arrest for theft of services, and has called me a liar and a thief. More than once.</description>
		<content:encoded><![CDATA[<p>I need to know how to handle a collector. I have the Debt Cures book and hope to find the answer.</p>
<p>This is a collector for less than $300 for dental work.  </p>
<p>I have been out of work for a year, told the the dentist that I was out of work but did pay $1,000.00 down for the work. </p>
<p>This collector is threatening to sue me, have a warrant placed for my arrest for theft of services, and has called me a liar and a thief. More than once.</p>
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